Restaurant insurance in Weston-super-Mare
Weston-super-Mare's seafront restaurants and takeaways swell their staff for the summer season, taking on casual and temporary workers to feed the day-trippers. A workforce that turns over with the seasons carries its own employment risk.
Where the risks come from for Weston-super-Mare restaurants
Seasonal and casual staff, often young, inexperienced and quickly trained, are more exposed to injury in a busy kitchen, and the employer's legal duty to them is exactly the same as to permanent staff. A high-turnover, seasonal workforce raises the odds of a workplace injury and an employers'-liability claim.
A Weston-super-Mare example
A casual worker taken on for the summer at a Weston restaurant is burned in a busy kitchen before they are fully trained, and an employers'-liability claim follows. Employers' liability cover, required by law for all staff including the seasonal and casual, meets the compensation and the legal costs.
What restaurant insurance covers
Employers' liability, a legal requirement, covers all staff a restaurant employs, seasonal and casual workers included, and the cover and the premium should reflect the real, fluctuating headcount. It sits with the public and products liability and the property covers.
Placing it in Weston-super-Mare with Apex
We make sure the legally-required employers' liability reflects a seasonal, fluctuating workforce, not just a fixed team. Apex arranges Weston hospitality cover through one named broker. Authorised by the FCA; established 2009.
Related
- Public liability insurance Weston-super-Mare
- Employers liability insurance Weston-super-Mare
- Commercial vehicle insurance Weston-super-Mare
- Business insurance Weston-super-Mare
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.