Employers liability insurance in Devizes

Devizes is a Wiltshire market town with a notable brewing industry, a Kennet and Avon Canal setting that supports tourism, an agricultural hinterland and a traditional market, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Devizes the sharper claims come off the brewery floor.

Where employers' liability claims come from in Devizes

Brewing and food-and-drink production carry machinery, hot-process, wet-floor and manual-handling exposure, often alongside public tours. Canal-side tourism and hospitality bring seasonal claims, agriculture its handling risk, and the market its setup exposure. The employer answers for each.

A Devizes example

A worker at a Devizes brewery suffers a scald when hot process water or steam is released during cleaning or a transfer that had not been made safe. Employers' liability covers the compensation and the legal defence — the hot-process exposure that brewing and food production carry on the plant floor.

What employers' liability covers

When work injures a member of staff or makes them ill, this cover pays their compensation and funds the defence, reaching those who have left and conditions that develop over time. A legal duty since 1969, it is pitched at £5m by law and £10m by the market, the certificate available on inspection.

Placing it in Devizes with Apex

Apex holds FCA authorisation (firm reference 724952) and has broked since 2009, reaching 30-plus markets and Lloyd's by wholesale. A Devizes brewing, food or hospitality employer gets hot-process and machinery exposure rated by a named broker who understands it.

Related

• Public liability insurance Devizes
• Business insurance Devizes
• Employers liability for professional firms