Restaurant insurance in Devizes

Devizes, a handsome Wiltshire market town with a strong pub and dining tradition, is the kind of place where restaurants host functions, weddings, parties, private dinners. A room full of celebrating guests is a different risk from an ordinary service.

Where the risks come from for Devizes restaurants

Hosting a function packs more people into the premises, often with more drink taken and more happening, and the liability exposure rises accordingly, a guest injured, property damaged, an incident at a private event. The larger and livelier the gathering, the greater the potential claim.

A Devizes example

A guest at a wedding function held at a Devizes restaurant is injured in a fall during a busy, crowded evening, and a public liability claim follows. Public liability cover, set at a limit that reflects the restaurant's function trade, meets the settlement and the legal costs.

What restaurant insurance covers

Public liability should be set at a limit that reflects a restaurant's busiest, most crowded occasions, functions and events included, not just a quiet weeknight. It sits with products and employers' liability and the property and business-interruption covers.

Placing it in Devizes with Apex

We size the liability cover to how a restaurant really trades, functions and full houses included. Apex arranges Devizes hospitality cover through one named broker. FCA authorised; established 2009.

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