Employers liability insurance in Frome
Frome is a Somerset market town with a strong independent, arts and creative economy — known for its markets — alongside some manufacturing and a tourism trade, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Frome much of the exposure is the market and the workshop.
Where employers' liability claims come from in Frome
Market and events staff carry manual-handling and setup exposure putting up and taking down stalls and infrastructure. Arts, creative and hospitality venues bring their claims, manufacturing its machinery risk, and independent retail its lifting injury. The employer answers for each.
A Frome example
A worker setting up for a busy Frome independent market injures their back manhandling heavy stall structures and equipment into place before opening. Employers' liability covers the compensation and the legal defence — the manual-handling exposure that market and events work concentrates into a pressured setup.
What employers' liability covers
Where the job injures an employee or makes them ill, employers' liability meets the compensation and the legal defence, and it reaches former staff and conditions that emerge long after. A legal requirement since 1969, it carries a £5m minimum and a £10m market standard, the certificate kept for inspection.
Placing it in Frome with Apex
Apex is authorised by the FCA (firm reference 724952) and has broked commercial cover since 2009, reaching over 30 markets and Lloyd's by wholesale. A Frome market, creative or manufacturing employer gets manual-handling and machinery exposure rated by a broker you can name.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.