Shop insurance in Frome
Frome is a Somerset market town with a thriving independent retail character — the steep, cobbled Catherine Hill and the streets around it carry artisans, delis and one-off shops, and the town's monthly market draws visitors from across the region.
Where the risks come from for Frome shops
Frome's independents lean to the handmade and the fragile — ceramics, glass, art — and for them accidental damage rivals theft: a piece dropped in handling, a display caught by a browser, a delivery knocked on a steep cobbled hill. Listed buildings and market-day footfall sit behind that.
A Frome example
A Catherine Hill craft shop lost a shelf of handmade ceramics when a customer's bag swept several pieces to the floor. One-off and irreplaceable at cost, the stock was met by accidental-damage cover with sums insured set to true value.
What shop insurance covers
For a Frome shop, stock and contents valued for one-off, fragile goods sit at the core, with accidental-damage cover doing real work and business interruption behind it. Public and products liability are included, employers' liability is needed once anyone is taken on, and money, glass and buildings cover attach as the lease requires.
Placing it in Frome with Apex
Apex, an independent broker authorised by the FCA under 724952 and broking since 2009, insures Frome shops through one named broker. Over 30 markets, and Lloyd's via wholesale channels, mean handmade and fragile stock can be covered for what it is genuinely worth.
Related
- Public liability insurance Frome
- Employers liability insurance Frome
- Commercial vehicle insurance Frome
- Business insurance Frome
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.