Employers liability insurance in Marlborough

Marlborough is an affluent Wiltshire market town — known for its wide historic high street, a well-known college, a tourism trade and an agricultural hinterland — and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Marlborough the exposure runs from the high-street kitchen to the college estate.

Where employers' liability claims come from in Marlborough

High-street retail and hospitality staff carry manual-handling, lifting, burns and slip injury. The college and its estate bring facilities, grounds-machinery and manual-handling exposure among staff. Tourism and agriculture add their claims. The employer answers for each.

A Marlborough example

A grounds worker on a Marlborough college estate is injured operating grounds machinery when a guard fails or debris is thrown during use. Employers' liability covers the compensation and the legal defence — the grounds-machinery exposure that maintaining a large estate puts on its staff.

What employers' liability covers

Employers' liability turns a hurt or sickened worker's compensation, and the legal bill that comes with it, from the employer's problem into the insurer's — for current and former staff alike. Law since 1969, it runs to £5m as a minimum and £10m in practice, the certificate kept to hand.

Placing it in Marlborough with Apex

Authorised by the FCA under 724952 and broking since 2009, Apex works across 30-plus markets and into Lloyd's by wholesale. A Marlborough college, hotel or farm employer gets grounds and manual-handling exposure rated by a broker you can name.

Related

• Public liability insurance Marlborough
• Business insurance Marlborough
• Employers liability for professional firms