Landlord insurance in Marlborough

Marlborough is an affluent Wiltshire market town of wide Georgian frontages, ringed by open downland. That exposed setting means the well-built period lets here still have to answer to the wind.

Where the risks come from for Marlborough landlords

Georgian and Victorian buildings carry tall chimney stacks and heavy roofs that, after decades of weather, can be loosened by a severe gale. When a stack comes down it rarely falls clear, it comes through the roof, opening the building to the weather in the worst conditions.

A Marlborough example

A winter storm off the downs topples a chimney stack on a Georgian let, and it crashes through the roof into the roof space and the room below. Rain follows the damage in overnight before it can be sheeted over. Storm cover meets the rebuilding of the stack, roof and ceiling, and loss of rent covers the weeks of repair.

What landlord insurance covers

Storm is a core peril in landlord buildings cover, and on a tall period property the reinstatement figure must be enough to rebuild chimneys and roofs to match. Property owners' liability, for masonry falling onto people or property, and loss of rent complete the cover.

Placing it in Marlborough with Apex

We set the rebuild figure to reflect the real cost of repairing a period roofline, not a rough estimate, so a storm claim is met in full. Apex places Marlborough's period lets through one named contact and a choice of insurers. Authorised by the FCA; established 2009.

Related

• Commercial property insurance Marlborough
• Business insurance Marlborough
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