Employers liability insurance in Sherborne

Sherborne is a Dorset market town known for its abbey, its two castles and its well-known schools, with a heritage-tourism trade, an affluent retail core and an agricultural hinterland, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Sherborne much of the exposure sits with the schools and the visitor trade.

Where employers' liability claims come from in Sherborne

The town's independent schools carry catering, facilities, grounds and manual-handling exposure across large staff teams. Heritage-tourism and hospitality workers face burns, cuts and lifting injury, and retail its everyday claims. The employer answers for each.

A Sherborne example

A catering worker in a Sherborne school kitchen suffers a serious burn during a busy meal service in a hot, pressured kitchen. Employers' liability covers the compensation and the legal defence — the burn and manual-handling exposure that institutional catering carries at every service.

What employers' liability covers

Employers' liability is the policy that answers for an injured or unwell worker — the payout and the defence both — and it follows staff who leave and illness that arrives late. Every employer has been bound to hold it since 1969: £5m by law, £10m by the market, certificate available.

Placing it in Sherborne with Apex

A broker regulated by the FCA (724952) and trading since 2009, Apex reaches 30-plus markets, Lloyd's included, through wholesale. A Sherborne school or hospitality employer gets catering and facilities exposure rated by someone accountable by name.

Related

• Public liability insurance Sherborne
• Business insurance Sherborne
• Employers liability for professional firms