Restaurant insurance in Sherborne
Sherborne's restaurants trade from the mellow stone buildings of a Dorset abbey town, many under old and characterful roofs. Once or twice in a hard winter, those roofs meet a load they were never built to carry: heavy snow.
Where the risks come from for Sherborne restaurants
A heavy, prolonged snowfall puts a great weight on a roof, and an old or wide-span roof can be damaged or, in an extreme case, collapse under the load, especially where snow drifts and lies. The damage is sudden, dangerous and closes the premises.
A Sherborne example
A heavy snowfall loads the roof of a Sherborne restaurant beyond what it can bear, and part of it gives way, damaging the dining room below and forcing a closure. Buildings cover, responding to the weight of snow, meets the repair, and business interruption covers the lost trade.
What restaurant insurance covers
Buildings cover responds to damage from the weight of snow and ice, one of the standard perils, with business interruption for the closure. These sit with the contents, stock and liability covers a restaurant needs.
Placing it in Sherborne with Apex
We make sure the cover reflects a winter's extremes, the weight of snow included, on older and wide-span roofs. Apex arranges Sherborne hospitality cover through one named broker. Regulated by the FCA; established 2009.
Related
- Public liability insurance Sherborne
- Employers liability insurance Sherborne
- Commercial vehicle insurance Sherborne
- Business insurance Sherborne
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.