Employers liability insurance in Shrewsbury

Shrewsbury is the county town of Shropshire — a medieval market and heritage town — with a tourism trade, a public-sector and professional base, an agricultural hinterland and a wide-catchment retail role, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and around Shrewsbury the exposure runs from the market yard to the office.

Where employers' liability claims come from in Shrewsbury

Agricultural-supply and merchant firms carry heavy manual-handling exposure — feed, produce and materials moved by hand. Heritage-tourism and hospitality staff face slips and lifting injury, often in awkward historic buildings. Public-sector offices bring the display-screen profile, and retail its everyday claims. The employer answers for each.

A Shrewsbury example

A worker at a Shrewsbury agricultural-supplies merchant suffers a serious back injury after repeatedly manual-handling heavy feed sacks without mechanical aid. Employers' liability covers the compensation and the legal defence — the manual-handling exposure that rural supply and merchant work carries load after load.

What employers' liability covers

Employers' liability is the cover that answers when a job injures the person doing it or makes them ill — funding the compensation and the legal defence, and reaching former employees and conditions that surface long after. Compulsory since 1969, it is set at £5m by law and £10m in the market, the certificate kept available.

Placing it in Shrewsbury with Apex

Apex holds FCA authorisation (firm reference 724952) and has broked commercial cover since 2009, reaching over 30 markets and Lloyd's through wholesale. A Shrewsbury agricultural, tourism or office employer gets manual-handling and premises exposure rated by a broker you can name.

Related

• Public liability insurance Shrewsbury
• Business insurance Shrewsbury
• Employers liability for professional firms