Shop insurance in Shrewsbury

Shrewsbury sits inside a great loop of the River Severn, its medieval streets and Tudor buildings carrying independents and the Darwin and Pride Hill centres, serving a wide Shropshire and mid-Wales catchment.

Where the risks come from for Shrewsbury shops

The Severn loop that shaped the town also floods it — Shrewsbury has serious, recurring flooding, and units in the lower streets carry a real exposure that a wet season reliably realises. The historic timber buildings add fire and pipework quirks over that flood base.

A Shrewsbury example

A lower-town unit inside the Severn loop took river water when the Severn rose after sustained rain, as it does most winters; floor-level stock was lost and the shop closed for weeks of drying and reinstatement. Flood and business interruption were the claim in full.

What shop insurance covers

For a Shrewsbury shop, flood is the cover the policy turns on, with stock, contents and business interruption around it and a reinstatement period set to reality. Public and products liability are included, employers' liability attaches with your first hire, and money, glass and building cover apply under the lease.

Placing it in Shrewsbury with Apex

Broking since 2009 and FCA-authorised under 724952, Apex insures Shrewsbury shops through one named broker. With more than 30 markets and Lloyd's via wholesale channels, a genuinely flood-prone Severn-loop unit can be presented to insurers who will still offer terms.

Related

• Public liability insurance Shrewsbury
• Employers liability insurance Shrewsbury
• Commercial vehicle insurance Shrewsbury
• Business insurance Shrewsbury