Employers liability insurance in Taunton

Taunton is the county town of Somerset — an administrative and public-sector centre — with an agricultural and cider-making hinterland, a wide-catchment retail role and some engineering, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and around Taunton the exposure runs from the office to the cider press.

Where employers' liability claims come from in Taunton

Public-sector and administrative employers carry the office profile — display-screen, stress and premises slips. Agriculture, food and cider production bring machinery, manual-handling and seasonal-processing exposure. Retail adds lifting and slip claims, and engineering its machinery risk. The employer answers for each.

A Taunton example

A worker at a Taunton cider and food producer is injured by processing machinery during the intense pressing season, when pace and long hours raise the risk. Employers' liability covers the compensation and the legal defence — the machinery and seasonal-pressure exposure that food and drink production concentrates into its busiest weeks.

What employers' liability covers

When the job injures a member of staff or makes them ill, employers' liability pays the compensation and the legal defence, and it answers for those who have left and for slow-developing disease. A legal requirement since 1969, it carries a £5m minimum and a £10m market standard, the certificate available on inspection.

Placing it in Taunton with Apex

Apex is FCA-authorised (firm reference 724952) and has broked since 2009, with access to 30-plus markets and Lloyd's via wholesale. A Taunton food, agricultural or public-sector employer gets machinery, seasonal and large-headcount exposure rated by a named broker, not a flat scheme.

Related

• Public liability insurance Taunton
• Business insurance Taunton
• Employers liability for professional firms