Shop insurance in Taunton
Taunton is Somerset's county town, its retail in the Orchard and County Walk centres and the streets between, serving a wide rural catchment. The River Tone runs through the town, and the Levels lie just beyond.
Where the risks come from for Taunton shops
The Tone and the low ground around it give Taunton a real flood exposure — the river and the Levels drainage have put water into the town before, and low-lying units carry a risk a wet winter realises. The everyday shrinkage and seasonal peaks sit over that.
A Taunton example
A unit near the Tone took water when the river rose and the drains could take no more after sustained rain; floor-level stock was lost and the shop closed while it dried and was made good. Flood and business interruption were the whole claim.
What shop insurance covers
Flood cover, with a reinstatement period set to reality, sits with stock, contents and business interruption at the heart of a Taunton shop policy. Public and products liability are included, employers' liability applies with staff, and money, glass and building cover attach under the lease.
Placing it in Taunton with Apex
Apex arranges Taunton shop cover as an independent commercial broker, FCA authorised (724952) and broking since 2009. Reaching over 30 markets — Lloyd's via wholesale channels — a Tone-side flood risk can be put to insurers who will offer terms.
Related
- Public liability insurance Taunton
- Employers liability insurance Taunton
- Commercial vehicle insurance Taunton
- Business insurance Taunton
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.