Landlord insurance in Chippenham

Chippenham's rental market serves a Wiltshire commuter town — family houses and flats let to households working locally or commuting on the line to Bristol, Bath and London, with the River Avon through the town.

Where the risks come from for Chippenham landlords

For a Chippenham landlord with property near the Avon, river and surface-water flood is the exposure to plan for — a wet winter can put water into low-lying lets, with major reinstatement and lost rent following. Escape of water and tenant wear sit alongside.

A Chippenham example

A landlord's riverside flat took floodwater when the Avon rose after prolonged rain; the property needed drying, replastering and refitting, and loss of rent covered the void while the work was done. Flood buildings cover carried the claim.

What landlord insurance covers

A Chippenham landlord policy turns on buildings cover with flood for riverside lets and loss of rent sized to a real reinstatement period, alongside property owners' liability. Malicious and accidental tenant damage, contents for furnished lets and unoccupied cover can be added.

Placing it in Chippenham with Apex

Apex arranges Chippenham landlord cover as an FCA-authorised broker (724952), broking since 2009. With more than 30 markets and Lloyd's via wholesale channels, a flood-exposed Avon-side let can be placed with insurers who will offer terms.

Related

• Commercial property insurance Chippenham
• Business insurance Chippenham
• Public liability insurance Chippenham