Landlord insurance in Kettering

Kettering is a Northamptonshire market town with an affordable, terrace-heavy rental market that suits portfolio landlords. The commonest serious claim in a family let here rarely starts with the building itself, but with something plugged into it.

Where the risks come from for Kettering landlords

Household appliances are a leading cause of home fires, and tumble dryers, washing machines and dishwashers left running unattended are the usual culprits. In a let, the landlord may have supplied the very appliance that fails, and a fire that starts in a utility area can spread fast.

A Kettering example

A tumble dryer in the kitchen of a Kettering let overheats and catches fire while the tenants are out. The blaze is contained to the ground floor but destroys the kitchen and smoke-damages the rooms above. Buildings cover meets the reinstatement, landlord's contents replaces the supplied appliances and fittings, and loss of rent covers the repair period.

What landlord insurance covers

Fire is the central peril in any landlord buildings policy, and where the owner furnishes or equips the property, landlord's contents cover sits alongside it to replace what is lost. Property owners' liability and loss of rent complete the core cover a Kettering let should carry.

Placing it in Kettering with Apex

We make sure both the buildings sum and any contents cover reflect what you have actually provided, so a fire does not leave a gap. Apex arranges single lets and portfolios through one broker and a choice of insurers. FCA authorised, broking since 2009.

Related

• Commercial property insurance Kettering
• Business insurance Kettering
• Public liability insurance Kettering