Restaurant insurance in Kettering
Kettering's restaurants and takeaways, serving an affordable Northamptonshire town, run a kitchen full of powered appliances, fridges, freezers, dishwashers, cookers, warmers, on for long hours. Any one of them can be the thing that starts a fire.
Where the risks come from for Kettering restaurants
A faulty commercial appliance, an overheating motor, a failed thermostat, a worn element, can ignite and start a fire, often overnight when the fault runs unattended. Ageing or poorly-maintained equipment raises the odds, and a fire that starts in one appliance quickly involves the rest.
A Kettering example
A faulty refrigeration motor in a Kettering restaurant overheats overnight and catches fire, and the blaze spreads through the kitchen before it is discovered in the morning. Buildings and contents cover meets the reinstatement, and business interruption covers the closure while the kitchen is rebuilt.
What restaurant insurance covers
Fire cover, responding to fires started by faulty appliances as much as by cooking, is the core of a restaurant policy, and insurers expect equipment to be maintained. Contents, catering equipment, business interruption and the liabilities complete the cover.
Placing it in Kettering with Apex
We place the fire risk with insurers who understand a kitchen full of hard-worked appliances, and we flag the maintenance that keeps cover sound. Apex arranges Kettering restaurant cover through one named broker. FCA authorised; established 2009.
Related
- Public liability insurance Kettering
- Employers liability insurance Kettering
- Commercial vehicle insurance Kettering
- Business insurance Kettering
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.