Landlord insurance in Leicester

Leicester's dense Victorian terraces house a large and diverse rental market, streets of houses built wall-to-wall with their neighbours. That closeness brings a risk a detached property never faces: a fire that starts next door.

Where the risks come from for Leicester landlords

In a terrace, a fire in one house can spread through a shared roof space or party wall into the next, and the landlord whose property is damaged had no hand in starting it. Older terraces without fire-stopping in the roof void are especially exposed.

A Leicester example

A fire breaks out in a neighbouring house and spreads through the connected roof space into a Leicester let, damaging the upper floor and roof before the brigade contains it. The owner's own buildings policy meets the reinstatement of their property, regardless of where the fire began, and loss of rent covers the repair.

What landlord insurance covers

Buildings cover responds to fire damage to the insured property however it started, which is exactly why it matters in a terrace. Alongside it, property owners' liability and loss of rent give a Leicester landlord the core protection, with the sum insured set to a full rebuild.

Placing it in Leicester with Apex

We make sure the rebuild figure is right and the cover responds cleanly to a fire spreading from next door, which surprises more landlords than it should. Apex places Leicester terraced lets through one broker and a panel of insurers. FCA authorised; established 2009.

Related

• Commercial property insurance Leicester
• Business insurance Leicester
• Public liability insurance Leicester