Restaurant insurance in Leicester

Leicester's diverse restaurants draw on a wide web of suppliers and ingredients to feed a varied city. When something in that supply chain is found to be unsafe, the problem can land on the restaurant's plates.

Where the risks come from for Leicester restaurants

If an ingredient or product a restaurant has served is found to be contaminated or unsafe, whether through a supplier recall or a problem in the kitchen, the business may have to withdraw dishes, dispose of stock, notify customers and manage the fallout. The cost of a recall goes well beyond the food itself.

A Leicester example

A supplier ingredient used by a Leicester restaurant is subject to a safety recall, and the restaurant must withdraw affected dishes, destroy stock and deal with the consequences. Product-recall cover meets the costs of the withdrawal and disposal, which a standard products-liability section may not extend to.

What restaurant insurance covers

Product-recall or withdrawal cover meets the costs of pulling unsafe food from service, over and above the products-liability cover for harm caused. Both belong on a food business's policy, alongside the property, stock and business-interruption covers.

Placing it in Leicester with Apex

We make sure a restaurant is covered for the cost of a recall as well as a liability claim, two different exposures. Apex arranges Leicester hospitality cover through one named broker. FCA authorised; established 2009.

Related

• Public liability insurance Leicester
• Employers liability insurance Leicester
• Commercial vehicle insurance Leicester
• Business insurance Leicester