Landlord insurance in Salisbury

Salisbury is a historic cathedral city where five rivers meet, its rental market a mix of medieval, Georgian and later homes. Some of the risks here run literally underground, in the service pipes that connect a let to the mains.

Where the risks come from for Salisbury landlords

The underground water supply pipe running from the boundary to a property is the landlord's responsibility, and when an old pipe fails, the leak can undermine ground, waste water and disrupt supply, with the cost of locating and digging up the pipe falling to the owner.

A Salisbury example

The underground supply pipe to a Salisbury let fails beneath the garden, and the leak is only found after water bills climb and the ground grows boggy. Excavating and replacing a buried pipe is disruptive and costly. Cover for underground service pipes, part of a full buildings policy, meets the locating and the repair.

What landlord insurance covers

A good landlord buildings policy covers the underground service pipes, not just the structure, along with the standard perils, property owners' liability and loss of rent. It is one of the details that separates a thorough policy from a bare one.

Placing it in Salisbury with Apex

We look for the cover most landlords never think about, underground pipes among them, so a buried failure is a claim rather than a bill. Apex arranges Salisbury lets through one named broker. FCA authorised; established 2009.

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