Restaurant insurance in Salisbury
Salisbury and its surrounding villages hold some beautiful old restaurants and inns, among them thatched and timber-framed buildings full of character. That character comes with the most serious fire risk a building can carry.
Where the risks come from for Salisbury restaurants
A thatched or timber-framed restaurant is far more combustible than a modern building, and a chimney fire, an ember or a fault can set it alight and destroy it with alarming speed. Insurers treat thatch and timber as specialist, high-hazard risks, with strict conditions and higher rebuild costs.
A Salisbury example
A chimney fire ignites the thatch of a Salisbury inn-restaurant, and the roof is well alight before the brigade arrives, causing extensive damage. Because the premises were insured on a proper thatch basis with the fire-safety conditions met, the substantial rebuild and the lost trade are covered.
What restaurant insurance covers
A thatched or timber restaurant must be insured specifically for its construction, with a rebuild figure and conditions to match, or a fire claim can founder. Buildings, contents, business interruption and the liabilities all sit on that footing.
Placing it in Salisbury with Apex
Thatch and timber are specialist placements, and we put them with insurers who understand them and price them fairly. Apex arranges Salisbury hospitality cover through one named broker. Authorised by the FCA; established 2009.
Related
- Public liability insurance Salisbury
- Employers liability insurance Salisbury
- Commercial vehicle insurance Salisbury
- Business insurance Salisbury
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.