Landlord insurance in Trowbridge

Trowbridge, the county town of Wiltshire, has a steady rental market of former mill-town terraces and estate housing let largely to families. When disaster puts a family out of their home, someone has to house them, and that cost is easy to forget until it lands.

Where the risks come from for Trowbridge landlords

After a fire or flood, a let can be uninhabitable for months, and where the landlord has a duty or a wish to rehouse the tenant, the cost of alternative accommodation is real and ongoing. It sits apart from the landlord's own lost rent, and not every policy includes it.

A Trowbridge example

A serious escape of water makes a Trowbridge family let uninhabitable for several months. As well as losing the rent, the situation calls for the tenant to be housed elsewhere while repairs are done. Cover that includes alternative accommodation for the tenant meets that cost, on top of the loss-of-rent and buildings claims.

What landlord insurance covers

A thorough landlord policy covers both loss of rent, the landlord's lost income, and, where provided, the cost of rehousing the tenant while a let is repaired. Together with buildings cover and property owners' liability, they keep a major claim from spilling into the owner's own pocket.

Placing it in Trowbridge with Apex

We check whether tenant alternative-accommodation cover is included, because after a big claim it is a cost landlords rarely see coming. Apex arranges Trowbridge lets through one named broker. FCA authorised; established 2009.

Related

• Commercial property insurance Trowbridge
• Business insurance Trowbridge
• Public liability insurance Trowbridge