Shop insurance in Trowbridge
Trowbridge is the county town of Wiltshire, its retail in The Shires centre and the streets of the old town, serving the town and a spread of surrounding villages. The River Biss runs through the former cloth-making town.
Where the risks come from for Trowbridge shops
The River Biss runs through the old cloth-making town, and low-lying units near it carry a flood exposure a wet winter can realise. Over that base sit the ordinary town-centre risks — daytime shrinkage, the pre-Christmas stock peak, and the pipe and wiring quirks of older buildings.
A Trowbridge example
A unit close to the Biss took water when the river rose after prolonged rain and the drains backed up; floor-level stock was lost and the shop closed for a stretch of drying and reinstatement. Flood and business interruption were the substance of the claim.
What shop insurance covers
Flood cover for units near the Biss sits with stock, contents and business interruption at the core of a Trowbridge shop policy. Public and products liability are included, employers' liability starts with your first member of staff, and money, glass and building cover attach under the lease.
Placing it in Trowbridge with Apex
Apex, an independent FCA-authorised broker (724952) broking since 2009, arranges Trowbridge shop cover through one contact. With over 30 markets and Lloyd's via wholesale channels, a Biss-side flood risk can be presented to insurers who will offer terms.
Related
- Public liability insurance Trowbridge
- Employers liability insurance Trowbridge
- Commercial vehicle insurance Trowbridge
- Business insurance Trowbridge
Get the right commercial cover, placed by a named broker
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