MC PII · Edinburgh

PI insurance broker for management consultants in Edinburgh

Reviewed by Matthew Bartlett, Director, Apex Insurance Brokers Limited (FCA FRN 724952) · Published 14 July 2026

Apex places PI for management consulting firms and freelance consultants across the UK including Edinburgh.

Serving Edinburgh MC firms

  1. Corporate client contract compliance.
  2. Deliverable-liability exposure.
  3. Named-broker model.
  4. Wholesale access for AI/ESG/complex.

Cover-sizing

  1. Solo consultant £1m-£2m.
  2. Small firm £2m-£5m.
  3. Mid-market £5m+.
  4. Specialist advisory (M&A, ESG) higher cover typical.

Frequently asked

Do Edinburgh MCs need PI?
Not statutorily but client contracts commonly require it.
How much does MC PI cost in Edinburgh?
Solo consultant clean history £1m: mid three figures. Larger firm materially more.
Does PI cover AI-assisted consulting?
Yes typically. Documented supervision matters.
Do I need cyber cover?
Yes typically. Combined PI+cyber policies streamline.
What about ESG work?
Standard PI covers ESG advisory.
Does IR35 affect PI need?
Not directly. But PI supports outside-IR35 status.
Can I switch mid-cycle?
Yes with insurer consent via broker-of-record letter.
What about very high client cover requirements?
Layered programme addresses higher limits cost-effectively.

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