Management consultants PII · London
PI insurance broker for management consultants in London
Reviewed by Matthew Bartlett, Director, Apex Insurance Brokers Limited · Published 14 July 2026
Apex places PI insurance for management consulting firms and freelance consultants across the UK including London and the South East. This page sets out how we approach management-consulting placements for London-based firms.
Serving London management consultants
- Client-contract compliance across FTSE, financial services, public sector.
- Deliverable-liability exposure understood.
- Non-regulated activity — no statutory PI requirement.
- Named-broker model.
- Wholesale access for AI-adjacent, ESG, and complex placements.
Cover-sizing
- Solo consultant £1m-£2m for standard corporate work.
- Small firm £2m-£5m for mid-market.
- Larger firm £5m+ serving FTSE clients.
- Specialist advisory (M&A, ESG, restructuring) higher cover typical.
Frequently asked
Do London management consultants need PI?
Client contracts commonly require it. Not statutorily required (management consulting isn't FCA-regulated) but practically essential for corporate work.
How much does management consultant PI cost in London?
Solo consultant with clean history £1m cover: mid three figures typically. Larger firm serving FTSE clients: materially more.
What if my client requires very high PI cover?
Discuss with specialist broker. Layered programmes address higher-limit requirements cost-effectively.
Does PI cover AI-assisted consulting work?
Standard PI covers advisory including AI-assisted deliverables. Some insurers now ask about AI use. Documented supervision matters.
Do I need cyber insurance as well?
Yes typically. Combined PI+cyber policies streamline; standalone also common.
What about ESG advisory work?
Standard PI covers ESG advisory. Some insurers ask specifically about greenwashing exposure. Documented methodology supports underwriting.
How does IR35 affect my PI need?
Not directly. But holding PI supports outside-IR35 position by evidencing genuine business.
Can I switch broker mid-cycle?
Yes with insurer consent via broker-of-record letter.