Free tools, templates and services for UK professionals
Interactive self-checks, downloadable templates and free document reviews for firms buying, renewing or reviewing professional indemnity insurance in the UK. Every tool on this page is published by Apex Insurance Brokers Limited for firms in the professions we serve — whether you place cover with us or not.
Interactive tools
Self-check tools that ask you the questions an underwriter would ask, then explain what the answers mean. Nothing is submitted, saved or seen by us unless you choose to send it.
ARB Standard 8 self-check
Ten questions that score your practice against ARB Standard 8 “adequacy” and Building Safety Act 2022 section 135 exposure. For architects and small architectural practices reviewing whether current PI limits still match the work now on the books.
Not a quote, not advice — a structured prompt for the conversation with your broker.
Open the tool →PI cost drivers explainer
Walks through the factors underwriters weigh when they set a PI premium — turnover, discipline mix, limit, claims record, cover extensions and market cycle. For firms trying to understand why a renewal number moved.
Not a quote — an explanation of how rating works in the UK PI market.
Read the guide →Consumer Duty decision tool
Structured questions to help IFAs, mortgage brokers and other retail-facing firms think through whether their current PI wording and limit still align with Consumer Duty (PRIN 2A) obligations to consumers and vulnerable clients.
Not regulatory advice — a decision framework for the conversation with your compliance team.
Open the tool →Guideline rate calculator
In development. Interactive widget that takes profession, turnover, limit and claims history and returns a market-guideline rating range drawn from published broker-side benchmarks. For firms sense-checking a renewal figure before the conversation with their broker.
When live, will be a guideline range — not a quote, not an offer of insurance.
Notify me when live →Free services
Services Apex provides at no charge because they draw on the same broker-side reading professional firms often need before they buy or renew cover. Send us the paperwork and we send back structured notes.
Collateral warranty & appointment review
Send us your collateral warranty or professional appointment terms and we read them against typical PI policy conditions — net contribution clauses, standard-of-care wording, limitation periods and Building Safety Act touchpoints. Broker-side notes back.
Not legal advice — an insurance-side reading of contractual language that affects your PI position.
Send us your appointment →Single-project PI indication
Explainer and structured indication form for firms considering single-project PI on a one-off high-exposure engagement. Covers when project cover makes sense against topping-up annual limits and what underwriters need to see.
Indications only — formal terms depend on underwriter appetite and full submission.
Request an indication →Templates & downloads
Practical templates and checklists firms can pick up and use. Free to download, no email gate.
Renewal presentation pack template
A structured template covering the material facts underwriters expect to see at renewal — discipline split, contract profile, claims record, changes in the year. Editable and free to use whether you place with Apex or not.
A template — the duty of fair presentation under the Insurance Act 2015 remains yours.
Download the template →PI broker selection guide
A written guide covering what to look for when appointing or reviewing a PI broker — regulatory status, sector experience, market access, remuneration model, service basis. Written for firms who want to compare on facts.
A framework — not a directory, ranking or endorsement of any named firm.
Read the guide →Eight questions for any PI broker
A short checklist of the questions we suggest firms put to any broker before appointment — on markets, remuneration, claims handling, out-of-hours contact and file ownership. Print-ready.
A checklist — the answers matter more than the questions being asked.
View the checklist →Publications
Apex quarterly market reports and the annual underwriting outlook — broker-side reading of what the PI market is doing across the professions we serve.
Solicitors PII Market Report
Quarterly reading of the SRA-qualifying insurer market ahead of the 1 October renewal set-piece — capacity, rate direction, wording changes and firms most exposed to insurer exit.
Broker-side market commentary — not underwriter guidance or insurer statements.
Read the report →Architects BSA Impact Report
Reading of how Building Safety Act 2022 section 135 exposure is shaping architects PI underwriting — capacity, limits, run-off appetite and the shift in adequacy-standard interpretation under ARB Standard 8.
Broker commentary — not legal analysis of BSA obligations.
Read the report →IFAs Consumer Duty Compliance Report
Reading of how Consumer Duty (PRIN 2A) is shaping IFA PI wordings, aggregation clauses and FOS-award exposure — and where insurer appetite is tightening for BSPS and DB-transfer legacy books.
Broker commentary — not regulatory guidance on PRIN 2A itself.
Read the report →Annual Underwriting Outlook 2027
Year-end reading of the direction the PI market is travelling for 2027 across every profession Apex serves — capacity, rating cycle, wording pressure and the structural factors underwriters are weighing.
Broker commentary — not a forecast on which purchase decisions should rest.
Read the outlook →Speak to Matt Bartlett
If a tool raises a question the tool cannot answer, the conversation is with a director. Matt Bartlett is the controlling director of Apex Insurance Brokers Limited and holds SMF3, SMF16 and SMF17 approvals with the FCA. No call centres, no gatekeepers.
Phone: 0117 325 0027
Email: info@apexinsurancebrokers.co.uk
Bio: Matthew Bartlett, Director
Start a proposal →Apex Insurance Brokers Limited
FCA FRN 724952
Frequently asked questions
Are these tools quotes or offers of insurance?
Do I have to place cover with Apex to use them?
What data do the self-check tools store?
Who reviews the tools for accuracy?
Can I embed or link to these tools from my own site?
What if my profession is not covered by an existing tool?
A tool is a starting point. The conversation is where the work is.
If a self-check flags something you want to talk through, or you have paperwork you would like read from a broker-side view, the number below reaches a director.
Start a proposal → Call 0117 325 0027