FCA authorised · FRN 7249520117 325 0027Quote & buy →
Bristol broker · Updated September 2026
Apex is an independent commercial and professional indemnity insurance broker in Bristol’s old city, arranging cover for businesses and professional firms across Bristol, the South West and the rest of the UK.
Part of: Commercial insurance at Apex
In short
Apex Insurance Brokers is a Bristol-based independent commercial insurance broker at QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ, telephone 0117 325 0027. Established in 2009, owned by its directors and directly authorised by the FCA, it arranges professional indemnity and commercial insurance for Bristol and South West businesses using the wider UK market — over 30 insurers, including Lloyd’s — rather than a restricted panel, and usually returns three or four competing quotes. Every client has a named broker from first quote to renewal. Apex was rated 4.7 on Google from 14 reviews at September 2026.
Apex places two things for Bristol clients: professional indemnity for firms that give advice or design, and the commercial programme — property, liability, business interruption, motor, cyber and management liability — for businesses that trade from premises, employ people or hold stock and equipment. Pick the line that fits and you will land on the page for it; if your business straddles several, call and a broker will build the programme as one conversation rather than a set of separate policies.
The trade pages exist because the questions differ: a builder is asked about height and depth, a restaurant about frying and extraction, a landlord about reinstatement values. The broker behind each of them is the same Bristol team.
Be honest about when you do not need us. A single, simple policy for a low-risk activity — a home-based consultant buying public liability, say — can be bought online in minutes, and if that is your position an online insurer will serve you well. A broker earns its place when the risk has edges: mixed activities, a claim or a CCJ on the record, a trade that form-driven insurers decline, a property portfolio, a client contract demanding a particular limit or wording, or a business that has grown past what an off-the-shelf policy can describe.
Local matters for practical reasons rather than sentimental ones. We can meet you in person when a risk deserves a conversation across a table, and for larger risks we can come to you and see the premises before we present them to underwriters, because a risk described well is a risk priced properly. We know the Bristol property and trades market from years of placing it — the questions an underwriter will ask about a Georgian conversion in Clifton, a Harbourside restaurant or a groundworker in South Bristol, and which insurers have appetite for each. And being independent means the recommendation is the one that fits, not the one we are paid to push.
Bristol office: QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ. The office is in the old city, close to Queen Square and King Street and a few minutes’ walk from the harbourside. Phone: 0117 325 0027. Email: info@apexinsurancebrokers.co.uk. Monday to Friday, working hours.
Weymouth office: Unit 24, Basepoint Centre, Jubilee Close, Weymouth DT4 7BS — the same team and the same markets stand behind both offices. See our Weymouth page.
Most clients never need to visit: phone and email cover almost everything a broker does, and documents are sent electronically. The quickest start is your current schedule or renewal pack — it answers most of an underwriter’s questions in one go. If you are buying cover for the first time, a rough description of what the business does, expected turnover and whether you employ anyone is enough for a first conversation. You can also start a quote online and a named broker will read it.
Apex Insurance Brokers is an independent insurance broker established in 2009 and based in Bristol, owned entirely by its directors and directly authorised by the FCA since 2016, arranging commercial insurance and professional indemnity for Bristol and South West businesses and professional firms, and for clients across the UK. Professional indemnity is its specialism — it is one of the longest-established independently owned PI specialists in the UK — and it places the full commercial insurance programme alongside it. The firm is not for sale: we have declined approaches to buy it. We are not tied to any single insurer or scheme, we do not run our own policy or underwriting, and we have no placement quotas. We have access to over 30 markets, including Lloyd’s syndicates via wholesale, and we usually return three or four competing quotes set out so you can compare them like for like. Every client has a named broker — the same person from first quote to renewal — and every claim notification gets director-level attention rather than a call-centre queue.
The broker who places your cover is the broker who handles it afterwards — renewal, mid-term changes, certificates for clients and claims all go through the same person, not a team inbox.
We arrange cover for businesses anywhere in the UK, but much of our work is close to home: Bristol itself, Bath, Weston-super-Mare, Gloucester, Swindon, Taunton and Exeter, and the Dorset coast around our Weymouth office. Nothing about the service depends on where you are based — the same broker, the same markets and the same renewal conversation apply whether you are in Clifton or Carlisle.
Yes. Apex is owned entirely by its directors, is not part of any consolidator or network, and has declined approaches to buy the firm. We are not tied to any single insurer or scheme, we do not run our own policy or underwriting, and we have no placement quotas, so the insurer we recommend is the one that fits your risk. The commitments are set out in writing in the Apex Independence Charter.
There is no fee for a quote and no obligation. If a separate broker fee ever applies to a policy we arrange, we tell you the amount before you commit, and you can ask at any time for a full breakdown of how we are paid. Asking us to quote commits you to nothing: if your existing cover is right we say so in writing, and if it is not you see three or four competing quotes set out side by side before you decide anything.
Yes. A one-person consultancy buying its first professional indemnity policy, a sole-trader electrician needing public liability and tools cover, a single buy-to-let landlord — all are everyday work here. The Bristol trade pages above are written for exactly those businesses. Where an online policy would genuinely serve you better, we will tell you rather than waste your time.
Yes, and it is where a broker earns its keep. You call us first; we help you notify the insurer promptly and in the right form, keep the claim moving, stay involved once loss adjusters or panel solicitors are appointed, and tell you plainly where you stand. Every claim notification at Apex gets director-level attention rather than a call-centre queue.
Yes. We are at QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ, in the old city close to Queen Square, Monday to Friday during working hours. Call first so the broker who will handle your cover is there to meet you. Most clients deal with us by phone and email, and for larger risks we can come to you and see the premises ourselves.
Yes, anywhere in the UK. Our head office is in central Bristol and we have a second office in Weymouth, so much of our work is across Bristol, Bath, the South West and South Wales, but nothing about the service depends on where you are based. Insurers, quotes, documents and renewals are handled the same way for a firm in Manchester as for one in Clifton.
Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority, and has been directly authorised since 2016 rather than trading as an appointed representative under another firm’s permissions. You can check the firm on the FCA Financial Services Register, and the company (number 07014570) at Companies House. The firm was established in 2009.
Call 0117 325 0027, or use the online quote route and choose professional indemnity or commercial cover. If you have existing insurance, send your current schedule or renewal pack and it will answer most of an underwriter’s questions in one go. A named broker reads every enquiry, approaches the insurers that fit, and comes back with options set out so you can compare them like for like.
Send your renewal pack or a short description of the business and a named broker will read it and come back with options. Arranging cover for the first time works just as well. Or call 0117 325 0027.
Get a quote from a Bristol broker Call 0117 325 0027Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, company number 07014570. This page is general information, not advice on your individual circumstances, and it does not guarantee that cover will be available or on what terms.
