Public liability insurance in Dundee

Dundee has reinvented itself around video-games and technology development, life-science research, and design and culture — anchored by the V&A Dundee on a regenerated waterfront — alongside a heritage of publishing and a university strong in biomedical science. Public liability — cover for third-party injury or damage to the public's property — is, in Dundee, mostly about offices, studios and public venues.

Where the claims come from in Dundee

The city's games, digital and technology studios run offices that host clients, partners and the public at launches and events. Its life-science and university research brings visitor and public footfall through campuses and labs. Dundee's design, culture and waterfront venues — the V&A and its neighbours — carry concentrated visitor footfall, and the city-centre retail core adds standard exposure.

A Dundee example

A waterfront cultural venue is busy during a public exhibition. A visitor is injured when a free-standing display, jostled in a crowd, falls. The venue's public liability faces the claim — the visitor exposure Dundee's cultural and waterfront attractions carry through their events.

What the cover does

Public liability responds to compensation and legal costs where your business is responsible for injury to the public or damage to their property. Dundee's cultural venues, studios and retail set the limit — commonly £5m, driven by venue and event terms.

Placing it in Dundee with Apex

Apex Insurance Brokers is FCA authorised (FRN 724952), established 2009, with access to more than 30 markets including Lloyd's via wholesale. A named broker handles the account throughout — matching cover to a technology studio, a cultural venue or a retail unit.