Restaurant insurance in Dundee
Dundee's regenerated waterfront and university district have brought a wave of new restaurants, businesses with momentum they cannot afford to lose. For a growing restaurant, getting back to trading fast after a setback matters as much as the repair.
Where the risks come from for Dundee restaurants
When a fire or flood closes a restaurant, the straightforward loss is the trade that stops, but a business can often keep trading, from a temporary kitchen, reduced hours, an alternative site, at extra cost. Meeting that additional cost of working keeps customers and momentum that a long dark closure would lose.
A Dundee example
A fire closes part of a Dundee restaurant, but rather than shut entirely, the business keeps trading at extra cost, hiring temporary equipment and space. Increased-cost-of-working cover, part of business interruption, meets that additional spend, protecting the trade the restaurant would otherwise have lost.
What restaurant insurance covers
Business interruption includes increased cost of working, meeting the extra expense of keeping a restaurant trading after damage, as well as replacing lost profit. Together with the property and liability covers, it keeps a setback from becoming a closure.
Placing it in Dundee with Apex
We make sure the business-interruption cover funds keeping the doors open where possible, not just paying for the quiet. Apex arranges Dundee hospitality cover through one named broker. Regulated by the FCA; established 2009.
Related
- Public liability insurance Dundee
- Employers liability insurance Dundee
- Commercial vehicle insurance Dundee
- Business insurance Dundee
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.