Restaurant insurance in Truro

Truro, Cornwall's cathedral city, has restaurants trading from period and modern premises alike, all connected to the mains by service pipes running unseen beneath the ground. When one of those buried pipes fails, the trouble is out of sight until it is not.

Where the risks come from for Truro restaurants

The underground water supply pipe serving a restaurant is often the occupier's responsibility, and when an old pipe fails, the leak can undermine ground, waste water, cut off supply and, in a food business, stop trade until it is found and dug up. Locating a buried leak is disruptive and costly.

A Truro example

The underground supply pipe to a Truro restaurant fails beneath the forecourt, and the leak is found only after supply drops and the ground grows waterlogged. Cover for underground service pipes meets the locating and the repair, and business interruption covers any closure without water.

What restaurant insurance covers

A thorough restaurant policy covers the underground service pipes, not just the building, along with business interruption if a failure stops trade. These sit with the property, stock and liability covers.

Placing it in Truro with Apex

We look for the cover most owners never think about, underground pipes among them, so a buried failure is a claim rather than a bill. Apex arranges Truro hospitality cover through one named broker. Regulated by the FCA; established 2009.

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