Commercial insurance

Theatre and cinema insurance

Cover for theatres, cinemas, concert halls and live-performance venues across the UK.

In short

Theatres, cinemas and concert halls need public liability for audiences, property cover on the building, seating, screens, staging and equipment, business interruption, and often event or production cancellation cover. Apex arranges it for single-screen and independent venues through to multi-auditorium sites.

Talk to a specialist broker

Tell us about the venue and what you stage or screen and we’ll find suitable cover. Get a commercial quote → or call 0117 325 0027.

Venues we place

Theatres and playhouses
Cinemas and multiplexes
Concert halls and live-music venues
Arts centres and studio theatres
Amateur and community theatres
Festivals and touring productions (specialist)

What the cover usually includes

Public liability — injury to audiences and visitors
Property and contents — building, seating, screens, staging, lighting and sound
Business interruption — lost income if the venue closes after damage
Event / production cancellation — abandonment of a performance or run
Employers’ liability — staff, and often cast and crew
Optional — money, cyber for box-office data, management liability

Why use a specialist broker

Apex is a directly FCA-authorised independent broker with access to 30+ insurer markets, including Lloyd’s through wholesale. You get a named broker who presents your risk properly to insurers who actively want it, rather than a portal that pushes one product. We handle the claim with you if one happens.

Frequently asked

What insurance does a theatre or cinema need?

Public liability for audiences, property cover on the building and equipment, and business interruption to protect income are the core covers; employers’ liability is compulsory if you employ anyone. Live venues often add event or production cancellation cover.

Can you cover cancellation of a performance or run?

Yes — cancellation and abandonment cover responds when a performance or run has to be cancelled or cut short for insured reasons, covering lost income and irrecoverable costs.

Do you cover touring productions and festivals?

Yes, through specialist insurers — these are underwritten on the specific production, venues and dates.

Talk to us about cover

Tell us about the risk and we’ll look for suitable cover, subject to the insurer’s acceptance and the policy terms. Or call 0117 325 0027.

Get a quote Call 0117 325 0027

Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, company number 07014570. This page is general information, not advice on your individual circumstances, and it does not guarantee that cover will be available or on what terms. Any cover is subject to the insurer’s acceptance and the full policy terms.