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Aipedia: Social workers

AI in social work: rules, risks and professional indemnity

Social workers can use AI tools, but Social Work England expects them to own the accuracy of their records and their professional judgement. With no AI-specific rule yet, the existing professional standards decide how AI use is judged.

In short

Generative AI is reaching social work mainly through transcription, case-recording support, virtual assistants and chatbots, with uneven use and differing employer policies. Social Work England has commissioned research but has not issued an AI rule; its professional standards on records (3.11), confidentiality (2.6), judgement (3.1) and ethical use of technology (5.6) already apply. BASW's 2025 guidance places accountability on the social worker. Most social workers are employed, so the employer's arrangements usually respond to claims, but independent social workers need their own PI and should check how it treats AI-assisted work.

How social workers use AI

AI tools are arriving in local authority children's and adult services, NHS settings and independent practice. Research for Social Work England, carried out by Research in Practice and published in January 2026, found that the generative AI tools most used are virtual assistants, transcription, case-recording support and chatbots. Use is uneven across employers and employer policies vary.

Typical tasks include recording a home visit and producing a draft case note, summarising long files before a review, drafting assessments, letters and court statements, translating conversations with families, and organising caseloads for supervision. Some councils are also looking at algorithmic tools that score risk or prioritise referrals. The time savings are real: the Ada Lovelace Institute's interviews with 39 social workers in 17 councils recorded them. The same study found wide variation in views on accuracy and on who oversees the outputs.

What regulators and professional bodies say

Social Work England (SWE) has no AI rule or formal AI guidance yet. Its research summary says that "social workers should be responsible for the accuracy and reliability of their case recordings and how they use AI". It found that accountability between the social worker, line manager and software maker is often unclear, and that employers should procure responsibly, set policies, quality-assure outputs and supervise. Most recent graduates had no AI training, and SWE has said some standards may need updating.

In a March 2026 GOV.UK blog, an SWE executive director wrote that AI tools "do not reason, they cannot feel and they cannot plan" and may "make things up". SWE and Skills for Care held an AI summit in Birmingham on 20 May 2026. On 17 September 2026 the regulators overseen by the Professional Standards Authority, including SWE, signed a joint statement of intent on AI, committing to develop high-level UK-wide principles. No timetable has been given.

BASW's generative AI practice guidance (around April 2025), as reported by Community Care, urges caution, places accountability on the social worker and says liability increases if AI is used on a personal device without employer permission. The detail is on Social Work England and BASW on AI. Wales, Scotland and Northern Ireland have their own regulators, whose AI material is not covered here.

The professional standards AI touches

SWE's professional standards, in force since 2 December 2019, do not mention AI, but several apply directly:

Data protection law sits alongside the standards. Social care records hold special category data, and since 5 February 2026 UK GDPR Articles 22A to 22D, inserted by section 80 of the Data (Use and Access) Act 2025, restrict significant decisions based solely on automated processing of that data.

The main risks

The main risks for social workers are:

No SWE fitness-to-practise decision or UK court judgment turning on a social worker's use of AI had been published when this guide was written. Any concern would be judged against the standards above.

Where PI fits

Most social workers are employed by local authorities or NHS bodies, and claims arising from employed work are usually handled through the employer's own insurance or indemnity arrangements. SWE's professional standards contain no PI requirement, so the need for cover usually comes from how and for whom you work.

Independent social workers are different. BASW guidance for independent social workers says they should maintain adequate professional indemnity and public liability cover. For them the questions are whether the policy treats AI-assisted reports and assessments like any other professional work, whether any AI or technology exclusion applies, and how a data breach would be handled. See PI for social workers and children's services, does PI cover AI mistakes? and PI when going independent.

Employed social workers should still read their employer's AI policy. BASW's point that liability increases where AI is used without permission goes to whether employer arrangements respond at all. Regulatory proceedings are a separate exposure; see regulatory and disciplinary costs cover.

Aipedia guides for social workers

Each guide below covers one task or issue in more depth:

Sources

Frequently asked

Does Social Work England have rules on AI?

Not yet. SWE commissioned research, reported in January 2026, and has said some professional standards may need updating, but it has not issued an AI rule or formal guidance. Its existing standards, including 3.11 on records and 5.6 on technology, already apply to how you use AI.

Who is responsible if an AI-drafted case note is wrong?

SWE's research says social workers should be responsible for the accuracy and reliability of their case recordings and how they use AI, and BASW's guidance puts accountability on the social worker. Employers also have duties to procure, set policy, quality-assure and supervise, but the record carries your name.

Do employed social workers need their own PI?

Usually claims arising from employed work are handled through the employer's arrangements, so most employed social workers do not buy their own PI. Independent and agency social workers are in a different position, and BASW guidance says they should hold adequate PI and public liability cover.

Can I use a public AI chatbot for casework?

Only within your employer's policy. BASW warns against entering sensitive information without explicit, informed consent and says liability increases if AI is used on a personal device without employer permission. Standards 2.6 and 5.6 apply, and a confidentiality breach could become a regulatory concern.

Check your PI covers how you use AI

Tell us about your firm and the work you do. A broker will review how your current PI treats AI-assisted work, or arrange new cover. No fee for a quote. Or call 0117 325 0027.

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, company number 07014570. This page is general information about how AI is used in the profession and how insurance may respond. It is not legal, regulatory or insurance advice on your circumstances, and it does not guarantee that cover will be available or on what terms.