Commercial vehicle insurance in Chard
Chard's commercial traffic reflects a working Somerset town — agricultural vehicles and pickups for the surrounding farms, light haulage for the manufacturers on the edge of town, and trades vans covering a wide rural patch.
Where the risks come from for Chard businesses
Dual-use vehicles that work both land and road sit awkwardly in standard policies, and the lanes around Chard bring the rural hazards of narrow roads and soft verges. Equipment carried between farm and yard adds a theft-and-damage exposure to the collision risk.
A Chard example
A Chard contractor's telehandler was involved in an incident on the public road between two sites, an exposure a farm-only policy would not have answered. Cover that spanned both on-road and off-road use meant the claim was met rather than declined on a technicality.
What commercial vehicle insurance covers
Cover includes the vehicle, third-party liability, and agricultural or dual-purpose terms for machines that move between land and road, with plant and equipment limits for what is carried. Recovery for remote breakdowns can be added.
Placing it in Chard with Apex
Apex arranges Chard agricultural and commercial vehicle cover as an independent broker, FCA authorised (FRN 724952) and placing risks since 2009. A named broker gets the dual-use basis right, with access to more than 30 markets including Lloyd's through wholesale.
Related
Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.