Commercial vehicle insurance in Frome
Frome's independent, maker-heavy economy fills its narrow streets with working vehicles — artisan and craft trades carrying stock and equipment, small-scale haulage, and the service vans of a busy Somerset market town.
Where the risks come from for Frome businesses
Tight historic streets and valuable, portable stock set the risk. Manoeuvring damage on steep, narrow roads is common, and a van loaded with a maker's tools or finished goods is an easy and worthwhile target when left kerbside.
A Frome example
A Frome craftsperson had a van with finished stock and specialist tools broken into overnight on a steep residential street. A goods-and-tools limit set to the real value of what was carried was the difference between a bad week and a lost season.
What commercial vehicle insurance covers
Cover spans the vehicle, third-party liability, and tools and stock in transit set to genuine values, with increased cost of hire behind a single-vehicle trade. Public liability covers makers working at markets and customers' premises.
Placing it in Frome with Apex
Apex arranges Frome commercial vehicle cover as an independent broker, FCA authorised under FRN 724952 and broking since 2009. A named broker values the tools and stock cover to a specialist maker's real exposure, with 30-plus markets and Lloyd's through wholesale available.
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Get the right commercial cover, placed by a named broker
Tell us about your business and we’ll place it on the specialist market — or leave your number and a named broker calls you back, usually the same working day.