Employers liability insurance in Bridgwater

Bridgwater's economy has been transformed by the construction of a major nuclear power station on the Somerset coast nearby, alongside its logistics role on the M5 and a manufacturing base, and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and around Bridgwater the sharper claims come off the construction site and the distribution yard.

Where employers' liability claims come from in Bridgwater

The energy-construction supply chain sends workers onto a vast site where manual handling, working at height, plant and being struck are the serious risks. Logistics operators carry forklift and lifting exposure, manufacturing its machinery risk, and retail its everyday claims. The employer answers for each.

A Bridgwater example

A worker on the nuclear-project supply chain is struck by moving plant while working on a large, congested construction site. Employers' liability covers the compensation and the legal defence — the plant-and-site exposure that major construction concentrates into a busy, fast-moving environment.

What employers' liability covers

When the job injures an employee or makes them ill, employers' liability pays the compensation and funds the defence, and it reaches former staff and slow-onset disease. A legal requirement since 1969, it is pitched at £5m by law and £10m by the market, the certificate produced on inspection — routinely checked on major-project contracts.

Placing it in Bridgwater with Apex

Apex (FCA firm reference 724952) has broked commercial insurance since 2009 and works across 30-plus markets, Lloyd's among them by wholesale. A Bridgwater construction-supply or logistics employer gets site-based and plant exposure rated by a named broker who can meet a project's cover terms.

Related

• Public liability insurance Bridgwater
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