Landlord insurance in Bridgwater

Bridgwater's rental market serves a working, industrial town on the Somerset Levels — terraced and family lets across the town, with demand shaped in recent years by the Hinkley Point workforce.

Where the risks come from for Bridgwater landlords

Bridgwater sits low on the Levels, and flood is the exposure that defines a landlord's risk here — river, tidal and surface water have put the town under before, and a flooded let means major building reinstatement and a long void. Escape of water and tenant wear sit alongside.

A Bridgwater example

A landlord's ground-floor let took standing water in a wet winter when the Parrett and the drains could take no more; the property needed months of drying and refitting, and loss of rent covered the extended void. Flood buildings cover carried the claim.

What landlord insurance covers

A Bridgwater landlord policy turns on buildings cover with flood and on loss of rent sized to a long reinstatement, alongside property owners' liability. Malicious and accidental tenant damage, contents for furnished lets and unoccupied cover can be added — but the flood terms are what to get right on the Levels.

Placing it in Bridgwater with Apex

Apex arranges Bridgwater landlord cover as an independent commercial broker, FCA authorised (724952) and broking since 2009. Access to more than 30 markets, Lloyd's via wholesale channels, means a flood-exposed Levels let can be placed with insurers who will still offer terms.

Related

• Commercial property insurance Bridgwater
• Business insurance Bridgwater
• Public liability insurance Bridgwater