Restaurant insurance in Bridgwater

Bridgwater is a working Somerset town, and its restaurants and takeaways run on hard-worked commercial kitchen equipment, ovens, ranges, dishwashers, refrigeration, driven all day. When a key piece breaks down, service stops with it.

Where the risks come from for Bridgwater restaurants

Commercial catering equipment is expensive and, when it fails mechanically or electrically, both costly to repair or replace and disabling while it is out of action. A restaurant cannot serve without its cooking and cleaning kit, and a breakdown at the wrong moment costs trade as well as repair.

A Bridgwater example

The main range and the dishwasher in a Bridgwater restaurant fail within days of each other, and the kitchen cannot function until they are repaired. Cover for breakdown of commercial catering equipment meets the repair and replacement, and any resulting lost trade, where a fire-and-flood-only policy would not.

What restaurant insurance covers

Equipment breakdown cover, for the commercial catering plant a restaurant depends on, is a specific extension worth having alongside the standard fire, theft and water perils. Business interruption and the liability covers complete the policy.

Placing it in Bridgwater with Apex

We make sure the equipment a kitchen lives or dies by is covered for breakdown, not just fire and theft. Apex arranges Bridgwater restaurant cover through one named broker and a wide market. Authorised by the FCA; established 2009.

Related

• Public liability insurance Bridgwater
• Employers liability insurance Bridgwater
• Commercial vehicle insurance Bridgwater
• Business insurance Bridgwater