Apex Insurance Brokers Limited is a Bristol-based insurance broker that arranges professional indemnity (PI) insurance for professional services firms throughout the United Kingdom, including firms based in Coventry and the surrounding West Midlands. We do not run an office in Coventry. Our team works from a single base at 53 Queen Charlotte Street, Bristol, and serves Coventry clients through a remote model of video meetings, telephone discussions and secure document exchange.
That model is intentional. Coventry's professional firms — particularly the engineering and technology consultancies that work across the wider automotive supply chain — already operate on a national and international basis. A broker on a structured video call, with documents shared securely in advance, fits more naturally into that pattern than an in-person meeting in a single regional office. Concentrating our resources at one location lets us focus on technical placement work, contract review and claims handling.
Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority (FCA), firm reference 724952. We can advise Coventry firms in the same way as clients anywhere else in the UK.
Coventry's professional services sector
Coventry's professional services market is shaped, more than most UK cities, by a single industrial heritage: motor manufacturing. The city was the historic centre of the British motor industry and retains a strong concentration of automotive and advanced manufacturing activity. Jaguar Land Rover (JLR) has its corporate headquarters at Whitley in Coventry. The London Electric Vehicle Company (LEVC), part of the Geely group, is based in the city. Tata Motors has long-standing links through its ownership of JLR.
The wider innovation infrastructure has grown to support the transition from internal combustion to battery electric vehicles. The Manufacturing Technology Centre (MTC) at Ansty Park is one of the United Kingdom's High Value Manufacturing Catapult centres. The UK Battery Industrialisation Centre, based in Coventry, supports the scale-up of battery cell and pack manufacturing. The Warwick Manufacturing Group (WMG) at the University of Warwick, just outside the city in Coventry's economic orbit, undertakes research in connected and autonomous vehicle systems, materials and digital manufacturing. HORIBA MIRA at Nuneaton, in the wider region, provides automotive testing and engineering services.
Around these anchors sits a layered professional services market. Engineering consultancies — from one- and two-engineer practices through to mid-sized firms — provide design, simulation, testing and project management services across the automotive supply chain. Software and technology consultancies work on connected vehicle systems, embedded controls, telematics and increasingly on artificial intelligence and machine vision applications. Coventry University adds research capacity, particularly in transport design and serious games. The accountancy market includes Institute of Chartered Accountants in England and Wales (ICAEW) firms supporting manufacturing clients with R&D tax credits, capital allowances and grant claims. Surveyors regulated by the Royal Institution of Chartered Surveyors (RICS) work across the city's commercial property stock, including its industrial estates. The regional legal market is served by firms such as Wright Hassall in Leamington and other Warwickshire-based practices, alongside Coventry-based firms.
PI insurance for Coventry-based professional firms
Professional indemnity insurance for Coventry firms typically reflects the city's engineering and technology bias. Engineering consultancies working on automotive components or systems frequently have contracts with tier 1 and tier 2 suppliers and with the original equipment manufacturers (OEMs) themselves. These contracts commonly require PI cover at specified limits, often £2 million, £5 million or £10 million, and may include warranties about deliverables, product liability bridging and intellectual property indemnities. The PI policy needs to be reviewed against the contract — not the other way around — to make sure the cover responds to the obligations that have been signed.
Battery, electrical and software work introduces additional considerations. The transition from internal combustion engine work to battery electric vehicle work has changed the risk profile for many consultancies. Failure modes are different. Cyber and product safety considerations sit alongside the traditional engineering errors and omissions exposures. Software and connected-vehicle work needs PI that responds to allegations of negligent design, defective code and failure to advise. Cyber insurance is now an expected complement to PI in this space.
ICAEW accountants advising manufacturing clients on R&D tax claims need PI that responds to disputes about the validity of those claims, which can be a contentious area with HMRC. RICS surveyors valuing or advising on industrial property need cover sized to the values they are signing off. Smaller consultancies that move from employment into self-employment — a common pattern for experienced engineers — often need help understanding what level of PI cover is appropriate when they go out alone for the first time.
How Apex serves Coventry firms
A Coventry engagement typically begins with a structured video or telephone call covering the firm's services, regulator (if any), claims history, current cover, and the contractual demands placed on it by its clients. Where engineering or technology contracts are involved, we will normally ask to see the insurance clauses in the underlying client contracts. We then approach the market, present terms in writing with a clear explanation of the differences between options, and remain available throughout the policy year for mid-term changes and contract reviews.
Claims handling is conducted remotely by telephone, email and secure document exchange. We act as the firm's advocate with insurers from notification through to resolution.
Frequently asked questions
Do you have an office in Coventry?
No. Apex Insurance Brokers Limited operates from a single office at 53 Queen Charlotte Street, Bristol, BS1 4HQ. We do not have premises in Coventry. We serve Coventry firms remotely.
Are you authorised to advise Coventry firms?
Yes. Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority, firm reference 724952. That authorisation covers the whole of the United Kingdom, including Coventry and the West Midlands.
Do you understand engineering consultancy PI for Coventry firms?
Yes. We arrange PI for engineering consultancies of a range of sizes, including those working in automotive, advanced manufacturing and connected vehicle systems. We are familiar with the contractual insurance clauses commonly used by tier 1 suppliers and original equipment manufacturers.
Can you place cover for Coventry automotive engineering consultancies?
Yes. We approach a range of insurers active in the engineering PI market and can build programmes that combine PI with public liability, product liability and cyber cover where the contract demands it. Terms depend on the firm's claims history, the technical scope of its work and underwriter appetite at the time of renewal.
How are claims handled if we are in Coventry?
Claims are notified by you to us, and by us to insurers, in accordance with the policy wording. We act as your point of contact through the claims process, working with you by telephone, email and secure document exchange. Geography does not affect how a PI claim is handled.
Can you advise on PI for software and connected-vehicle consultancies?
Yes. Software, embedded systems and connected-vehicle consultancies typically need PI written on a wording that responds to allegations of negligent design and code defects, supported by cyber insurance for data and security incidents. We arrange both types of cover and will advise where each policy responds.
Can you help if our PI cover needs to bridge into battery and electric vehicle work?
Yes. The move from internal combustion engine work to battery electric vehicle work changes the risk profile presented to underwriters. We will discuss the changes with you, update the proposal information accordingly and approach insurers whose appetite includes that work.
Speak to Apex about your PI cover
To discuss professional indemnity insurance for your Coventry firm, please contact Apex Insurance Brokers Limited on 0117 325 0027 or by email at info@apexinsurancebrokers.co.uk. We will arrange a video or telephone call at a time that suits you.
About Apex Insurance Brokers — Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority, FCA firm reference 724952. Registered in England and Wales, Companies House 07014570. Registered office: 53 Queen Charlotte Street, Bristol, BS1 4HQ. Last reviewed: May 2026.