Employers liability insurance in Stratford-upon-Avon

Stratford-upon-Avon is one of the UK's most-visited towns — Shakespeare's birthplace, home to a major theatre company and a year-round international tourism trade — and employers' liability follows that workforce. EL answers when an employee is injured or made ill by their work, and in Stratford much of the exposure sits backstage and in the kitchen.

Where employers' liability claims come from in Stratford-upon-Avon

Theatre and production staff work with rigging, flying scenery and staging, where being struck or falling are the serious risks. Hospitality and tourism staff face burns, cuts, slips and the manual handling of a constant visitor trade. Retail adds its lifting claims. The employer answers for each.

A Stratford example

A stage technician is struck by a piece of flown scenery during a get-in when a rigging control fails, and is seriously injured. Employers' liability covers the compensation and the legal defence — the rigging and staging exposure that theatre production carries out of the audience's sight.

What employers' liability covers

Employers' liability is the cover that responds when a job injures the person doing it or makes them ill — meeting the compensation and the legal defence, and answering for former employees and long-latency conditions alike. Mandatory since 1969, it runs to £5m at law and £10m in the market, the certificate kept on show.

Placing it in Stratford-upon-Avon with Apex

Apex is FCA-authorised (firm reference 724952) and has broked commercial cover since 2009, with access to more than 30 markets and Lloyd's by wholesale. A Stratford theatre or hospitality employer gets rigging, at-height and seasonal exposure rated by a named broker who understands the trade.

Related

• Public liability insurance Stratford-upon-Avon
• Business insurance Stratford-upon-Avon
• Employers liability for professional firms