Landlord insurance in Stratford-upon-Avon

Stratford-upon-Avon draws visitors from around the world, and much of its lettings market is holiday accommodation in Tudor, timber-framed and listed buildings. Letting a piece of heritage to a stream of guests carries a risk ordinary property does not.

Where the risks come from for Stratford-upon-Avon landlords

Historic fabric, oak panelling, leaded glass, ancient plaster and beams, is irreplaceable and expensive to repair to a conservation standard, and a holiday guest who damages it, however accidentally, can cause a costly, specialist claim. Standard holiday cover rarely reflects the value of what is being risked.

A Stratford-upon-Avon example

A guest at a listed Tudor holiday let accidentally damages historic panelling and a leaded window. Making good to a conservation standard, using matching materials and specialist craftsmen, costs far more than a modern repair. Cover written for a listed holiday property, with reinstatement on a like-for-like basis, meets it.

What landlord insurance covers

A listed holiday let needs buildings cover on a proper conservation-reinstatement basis, landlord's contents for the furnishings, public liability for guests, and the short-stay use recognised. The value at risk is the historic fabric, and the cover must reflect it.

Placing it in Stratford-upon-Avon with Apex

Heritage property let to holidaymakers combines two specialisms, and we place it with insurers fluent in both. Apex arranges Stratford's listed and holiday lets through one named broker. Regulated by the FCA; established 2009.

Related

• Commercial property insurance Stratford-upon-Avon
• Business insurance Stratford-upon-Avon
• Public liability insurance Stratford-upon-Avon