Restaurant insurance in Stratford-upon-Avon

Stratford-upon-Avon's restaurants make the most of the Avon, with riverside terraces and waterside tables a highlight of a meal in Shakespeare's town. Serving customers at the water's edge is a pleasure and a particular responsibility.

Where the risks come from for Stratford-upon-Avon restaurants

Riverside and waterside seating puts customers, and their children, close to open water, uneven banks and slippery decking, and an accident, a fall, a slip, someone in the river, is both a serious safety matter and a liability for the restaurant. The setting that draws the crowds raises the stakes.

A Stratford-upon-Avon example

A customer slips at the water's edge of a Stratford restaurant's riverside terrace and is injured, and a public liability claim follows. Public liability cover, arranged to include the waterside seating, meets the claim, an exposure a dining-room-only policy would understate.

What restaurant insurance covers

Public liability should be set at a limit and scope that reflect a restaurant's outdoor and waterside seating, not just the interior. It sits with the products and employers' liability and the property and business-interruption covers.

Placing it in Stratford-upon-Avon with Apex

We size the liability cover to where a restaurant actually serves, the riverside terrace included. Apex arranges Stratford hospitality cover through one named broker. Regulated by the FCA; established 2009.

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