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Employers' liability · By town

Employers' Liability Insurance by Town

Reviewed by Apex Insurance Brokers

Employers' liability insurance is a legal requirement for almost every UK business that employs staff. The Employers' Liability (Compulsory Insurance) Act 1969 sets a statutory minimum of £5 million; in practice most policies are arranged at £10 million. Cover meets the cost of compensating employees who are injured or made ill through their work — including former employees, and long-latency conditions that can surface years after the exposure.

Apex arranges employers' liability cover for businesses across the UK. The town pages below set out the local employment and industry context for each area we work in — the dominant trades, the claims that actually arise, and how the cover is placed — because the exposure in a fabrication yard is not the exposure in a software office. Apex is an FCA-authorised commercial broker (FRN 724952), established in 2009, with access to more than 30 insurer markets including Lloyd's through wholesale relationships. Every client works with a named broker.

Choose your town below for the local detail, or start with our UK employers' liability insurance guide.

Employers' liability insurance by town

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Apex Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 724952. Registered in England and Wales, company number 07014570. Trading address: QCS, 53 Queen Charlotte Street, Bristol BS1 4HQ · Serving businesses across the UK.
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